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Loan Calculators
Estimate a payment, uncover the true cost of a short-term loan, or find out how much you can comfortably borrow, before you fill in a single application field.
Six free tools that do the same math our underwriters do. Nothing you enter is stored or sent to us, and using a calculator is not an application.
Personal loan calculator
Work out the monthly payment, total interest and payoff date on a personal loan of $1,000 to $5,000.
Open calculatorInstallment loan calculator
See what an installment loan of $500 to $5,000 costs over 3 to 24 months at subprime APRs.
Open calculatorPayday loan APR calculator
Turn a flat finance charge into a true annual rate, and compare it with an installment loan.
Open calculatorDebt consolidation calculator
Compare what you pay now across several balances with one consolidation loan payment.
Open calculatorHow much can I borrow?
Estimate a loan amount your income can comfortably support, based on your debt-to-income ratio.
Open calculatorEarly payoff calculator
See how much interest an extra payment each month saves, and how many months it cuts.
Open calculatorWhich calculator should I use?
| If you want to know… | Use this |
|---|---|
| What my monthly payment would be | Personal loan calculator |
| What a short-term loan really costs per year | Payday loan APR calculator |
| Whether combining my debts would help | Debt consolidation calculator |
| How big a loan I can afford | Affordability calculator |
| What paying extra would save me | Early payoff calculator |
Results are estimates for illustration only and are not an offer of credit. Your actual amount, APR, fees and payment depend on your state, income and credit profile and are disclosed in full before you sign. All loans are subject to credit approval.
Borrow $200 to $5,000 for any purpose
Apply in about five minutes and get a decision in minutes. Checking your rate won't affect your FICO® score.