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Nine products from $200 to $5,000. They differ in how long you take to repay, what it costs, and whether anything is pledged as security.
Nine products, one range: $200 to $5,000. They differ in how long you take to repay, what it costs and whether anything is pledged as security. Pick by how much you need and how quickly you can repay it, not by the name.
Payday loans
$200–$1,000 over 14–30 days. Best for one bill before your next paycheck.
See detailsCash advance loans
$200–$750 over Next payday. Best for small, urgent costs.
See detailsSame day loans
$200–$2,500 over 30 days–12 months. Best for when speed matters most.
See detailsEmergency loans
$200–$5,000 over 30 days–24 months. Best for unplanned expenses.
See detailsInstallment loans
$500–$5,000 over 3–24 months. Best for predictable monthly payments.
See detailsPersonal loans
$1,000–$5,000 over 6–36 months. Best for lowest cost, fair credit or better.
See detailsBad credit loans
$200–$5,000 over 14 days–24 months. Best for no minimum credit score.
See detailsDebt consolidation loans
$1,000–$5,000 over 6–36 months. Best for combining several balances.
See detailsTitle loans
$500–$5,000 over 30 days–24 months. Best for larger amount, you own a vehicle.
See detailsAll nine compared
| Loan | Amount | Term | Representative APR | Best for |
|---|---|---|---|---|
| Payday loans | $200–$1,000 | 14–30 days | 261%–652% | One bill before your next paycheck |
| Cash advance loans | $200–$750 | Next payday | 261%–652% | Small, urgent costs |
| Same day loans | $200–$2,500 | 30 days–12 months | 59%–400% | When speed matters most |
| Emergency loans | $200–$5,000 | 30 days–24 months | 59%–400% | Unplanned expenses |
| Installment loans | $500–$5,000 | 3–24 months | 59%–199% | Predictable monthly payments |
| Personal loans | $1,000–$5,000 | 6–36 months | 17.99%–35.99% | Lowest cost, fair credit or better |
| Bad credit loans | $200–$5,000 | 14 days–24 months | 59%–400% | No minimum credit score |
| Debt consolidation loans | $1,000–$5,000 | 6–36 months | 17.99%–35.99% | Combining several balances |
| Title loans | $500–$5,000 | 30 days–24 months | 60%–150% | Larger amount, you own a vehicle |
APRs are representative ranges across the states we serve. Your rate is set by your state, income and credit profile and appears in your offer before you accept anything. Full detail on rates and terms.
Browse another way
By amount
$200 · $300 · $500 · $1,000 · $2,000 · $5,000
By what you need it for
Car repair · Medical bills · Rent & utilities · Home repairs · Moving costs · Vet bills
By how you are paid
Self-employed · Gig workers · 1099 contractors · Social Security · Disability & SSI · Part-time · No pay stub
By how the money reaches you
Debit card funding · Prepaid card · Works with Chime
Secured or unsecured
Eight of the nine are unsecured: nothing is pledged and the decision rests on income and credit. Only the title loan is secured, against a vehicle you own outright. That brings a larger amount or a lower rate, and the risk that default costs you the vehicle.
Frequently asked questions
Which loan type should I choose?
Start from the amount and how quickly you can repay. Under $1,000 repayable from one paycheck suits a payday loan. More than one paycheck can absorb suits an installment loan. With fair credit or better, a personal loan costs considerably less.
What is the difference between a payday loan and an installment loan?
A payday loan is repaid in one payment within 14 to 30 days. An installment loan is repaid in equal monthly payments over 3 to 24 months, so the balance falls with every payment and the annualised cost is lower.
Which loans are reported to credit bureaus?
Installment and personal loan payments, including debt consolidation loans, are reported to one or more major credit bureaus. Payday and cash advance loans are not.
Do you offer secured loans?
Only title loans, which are secured against a vehicle you own outright. Every other product is unsecured, with nothing pledged.
Borrow $200 to $5,000 for any purpose
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