Legal Disclaimer

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This site is not an offer of credit

Nothing on loanforanypurposeusa.com constitutes an offer or commitment to lend. All loans are subject to verification of identity, income and bank account, and to credit approval. Approval is not guaranteed and approved amounts may be lower than the maximum advertised.

Representative rates and examples

Rates, amounts, terms and examples shown on this site are representative and are used to illustrate cost. Your own APR and payment depend on your state, the product, the amount and term, your income and your credit profile, and appear in full in your loan agreement before you sign. See rates and terms for current representative ranges.

State availability

Loan products, amounts, terms and rates vary by state and are not available in all states. Payday loans are not offered in states that prohibit them. Title loans are offered only where permitted and where we hold a title lending licence. See states we serve and licenses.

Short-term credit

Payday, cash advance and other short-term loans are expensive forms of credit intended for temporary financial needs and not for long-term financial solutions. If you are experiencing ongoing financial difficulty, consider speaking with a non-profit credit counsellor, such as through the National Foundation for Credit Counseling, or see trouble paying.

Late and non-payment

Late payments may incur a fee where permitted by your state and your loan agreement. Returned payments may incur a fee of up to $25. Accounts more than 60 days past due may be reported to consumer reporting agencies and placed with a licensed collection agency. We do not pursue criminal charges for non-payment. Payday loans are not renewed or rolled over.

Credit reporting

Checking your rate results in a soft inquiry that does not affect your FICO® score. We may obtain information from consumer reporting agencies, including non-traditional agencies, during underwriting. Installment and personal loan payment history is reported to one or more major credit bureaus; late or missed payments may lower your credit score.

Military Lending Act

Federal law provides important protections to active-duty members of the Armed Forces and their dependents, including a 36% Military Annual Percentage Rate cap. To hear these protections, call Contact us. See our explainer.

USA PATRIOT Act notice

To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. We will ask for your name, address, date of birth and other identifying information, and may ask to see your driver's licence or other identifying documents.

Equal Credit Opportunity

We do not discriminate on the basis of race, colour, religion, national origin, sex, marital status, age, receipt of public assistance income, or the good-faith exercise of any right under the Consumer Credit Protection Act.

No professional advice

Content on this site, including guides and calculators, is general information and not financial, legal, tax or accounting advice. We are not your adviser. Consult a qualified professional about your own circumstances.

Third-party content

Links to government agencies, non-profits and other resources are provided for convenience. We do not control them and are not responsible for their content or accuracy. Trademarks referenced belong to their respective owners; FICO is a registered trademark of Fair Isaac Corporation.